When facing a credit catastrophe due to loss of job or reduced salary; what can we do? Well for all the hopefuls, I would like to facilitate the task of helping you by doing some research for you and direct you to the some credit cards designed to re-building your credit.

Please note all these cards are designed for people with bad credit and most cards are reporting to the credit bureaus. But please do you own reseach to determine which card will work for you.

First Premier Gold Bank Card – This card is designed for people with less than perfect credit, all applicants are welcome, 60 sec approval response, low Apr on all purchases and it offers access to online credit education. See site for annual fee.

First Premier Platinum Bank Card – All applications welcome has a 60 sec application response Instant credit response and is designed for people with bad credit and report monthly to credit bureaus. See site for annual fee.

First Premier Bank Black Platinum – It has an application response in less than 60 seconds, low APR on purchases,All applicants welcome and is designed for those with less than perfect credit. See site for annual fee and regular APR.

Aventum Gold Master Card – This card can be a useful tool in rebuilding/reestablishing your credit as long as you make payment on time with all of your creditors and maintain low balances. All credit type welcome, low Apr on all purchases, reports to all credit bureaus and has an application response in less than 60 seconds. See site for annual fee.

Accountnow Prepaid Visa or MasterCard – This card has a 100% guaranteed approval rate free credit builder and bill pay and $0 activation fee with direct deposit and NO CREDIT CHECK. It offers advance (loan option). This a debit-card not a credit card. See site for annual fee.

Eufora Prepaid MasterCard with Credit Builder – This card build credit and report to all bureaus. It has a 100% guaranteed approval rate with no credit checks and a cash reward program. It has a 29.95 monthly fee.

Wired Plastic Prepaid Visa Card – It offers a Free Awards Program 1 point for every $1 spent, redeem for prepaid Wireless Airtime, Music Downloads, LD Calls; free bill pay service online or over the phone, Free credit builder with overdraft protection, and free mobile and email alerts. See site for annual fee.

Rushcard Prepaid Visa – This is a prepaid credit card with NO monthly annual or hidden fees. It is quick and easy no credit check and everyone is eligible. It also offers FREE direct deposit of pay for for tax refund and government benefits with access to over 850,000 ATMs.

Credit Card Retriever – Submit one form and get up to 10 offers in 10 seconds Bad credit or good you will receive a list of credit cards tailored to you. It offers rewards for any credit history and it’s free with no obligation. Please note annual fees, intro APR’s and APR purchases, Balance transfers vary.